Money Vs Currency

Currency and money are very similar and many people think that they are one of the same. However, there is one major difference that separates the two. First, let's obtain a firm grasp of how they are similar. Both currency and money have to be:

A unit of account

A medium of exchange

Portable

Divisible

Durable

Fungible

Money must be all of the above, but has to also be a "store of value" over long periods of time. Paper is never a store of value because it can be printed at will and only has the value given to it as determined by the issuing government. Gold and silver have been used as "money" for over 5000 years because it satisfies every requirement stated previously. Once upon a time, the U.S. was on a gold standard. This meant that for every dollar printed, there had to be gold to back it up. Our dollar was considered "money" because of this gold backing. Thus, the phrase "good as gold" was coined (you could redeem your dollars for gold). Gold has to be mined and that process takes time and physical effort.

Gold's value comes from its rarity and the physical effort that it takes to mine it. When you're paid in gold or dollars backed by gold, the gold you redeem represents your efforts. You may ask, "Why is it so important to have our dollars backed by gold?" The gold standard prevented our government from printing excessive amounts of money. When governments are allowed to print money at will, without the backing of either gold or silver, this action always leads to price inflation. This inflation always turns to hyperinflation and the currency collapses on itself and goes back to its true value of 0. Our forefathers understood the concept of "real money" and deemed it unconstitutional for anything but gold and silver to be used as money because every great empire that had currency without backing, collapsed. The U.S. will be no exception. Here is a direct quote from the constitution: "No state shall enter into any Treaty, Alliance, or Confederation; grant letters of Marque and Reprisal; coin Money; emit Bills of Credit; make anything but gold and silver Coin a Tender in Payment of Debts; pass any Bill of Attainder, ex post facto Law, or Law impairing the Obligation of Contracts, or grant any Title of Nobility."

Former President Richard Nixon took the world off of the gold standard on Aug. 15, 1971 by ending the Bretton Woods Agreement. I say "the World" because the dollar holds "World Reserve Currency" status. The dollar was pegged to gold and the majority of all other major currencies were pegged to the dollar. Therefore, they were indirectly pegged to gold because the dollar was pegged to gold....I hope that makes sense...lol. The ending of the Bretton Woods Agreement caused all money worldwide to instantly become a worthless government backed instrument of debt (currency).

Currency is nothing more than an "I O U" (debt). All of the world's currencies aren't backed by anything and the Chairman of the Federal Reserve (private institution) is printing currency like it's going out of style. How does this affect you? Have you seen prices lately? The expansion of the money supply always leads to price inflation because you have more paper chasing the same goods. As a rule of thumb, prices don't rise, it is just the value of the paper in your pocket losing value. The old rule of money was to "save". This rule is no longer applicable in today's economic environment. Savers are losers.

The reason savers are losers is because the longer you save your money, the less purchasing power it is going to have in the future. Governments are going to continue to print money until all faith is lost in the currency and it reverts to its real value of nothing. If you don't believe me, just look at how far that $100 bill in your pocket goes today relative to how far it went just a few years ago. The dollar is on the verge of collapse and many Americans are oblivious to this fact because either they don't care or they are listening to the mainstream media which is pumping disinformation on a daily basis (keeping people sleep (sheep). America is headed face first into an economic tsunami. This economic tsunami will be disastrous for those holding their wealth in any dollar denominated asset.

There's a simple way to profit from this economic collapse and achieve wealth beyond your greatest imagination. Did you know that more millionaires were created during the Great Depression than any other time in American History? Well, the wealth transfer that is going to take place during America's next Depression is going to TRUMP that of the Great Depression 10 fold. You have a unique opportunity right now, to be on the right side of the wealth transfer. What you "don't know" will murder you financially.

You need to make it your business to read my eBook before it's too late. The middle class is being wiped out and there will only be 2 classes of people....the rich and the poor. It is your choice. I have info that will help you see an alternative view to what the media is pumping.....take the time to review that info.....u never know...it could change your life. All I'm offering is the truth.....red or blue pill....the choice is yours.

[http://www.YourPreservationOfWealth.com]

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Fiat Money Vs Commodity Money - A Raging Debate

Are you looking to become involved in the discussion surrounding fiat money vs commodity money? Many people are trying to learn more about this discussion as countries around the world are running up debt. America is not exempt from this either as seen by the trillions currently owed by the United States government. Commodity money is currency backed by a tangible object. Up until the mid-20th century, the American dollar was backed by gold. At that time, the switch to fiat money was adopted. Fiat money has no intrinsic value per se, but the government has declared it to be money. The dollar bill is a good example of this.

The dollar bill itself has no value unless the United States government declares it does. It is nothing more than a piece of paper with writing on it. On this bill you will see the words "legal tender for all debts, public and private." This tells you that when you accept this currency the government accepts that you have legally been paid. The money itself is only as good as the government which is backing it. Although confederate money may have similar phrasing, it no longer has a government to back it. Whether or not money should be backed by a tangible item is at the center of the fiat money vs commodity money debate.

What many do not realize when engaging in the fiat money vs commodity money debate is that all national currencies are considered to be fiat currencies as they are not backed by anything other than the word of the issuing government. This includes the euro, the United States dollar and all reserve throughout the world. The shift to fiat currency first began in 1971 with the Nixon shock. This is when the decision was made to no longer back the United States dollar with precious metal.

The problem occurs when money is printed and there is nothing to back it. This is one reason why the fiat money vs commodity money debate is so hot right now. Many feel the Federal Reserve System of the United States should not have the ability to increases money production to meet debts. This can lead to inflation or hyper inflation. Many believe the only solution at this time is to return to commodity money. Unfortunately, another group does not want this to happen. Only time will tell how this debate will be settled, but it may be a tough fight until then.

Christopher Benoit

www.WealthProtectionOnline.com

My name is Christopher Benoit and I am involved in an online home based business. I have over 25 years of experience in Finance and the Hospitality industry. My goal is to enlighten Investors and Entrepreneurs to the possibilities and power of working from Home and on the Internet.

To change your financial future and learn how to start your own Home Based Business, please visit my Blog @ http://chrisgbenoit.wordpress.com to obtain the knowledge and tools to prosper in the new Economy.

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Famous quotes in history about money

"It is a cruel thought, that, when we feel ourselves standing on the firmest ground in every respect, the cursed arts of our secret enemies, combining with other causes, should effect, by depreciating our money, what the open arms of a powerful enemy could not." --Thomas Jefferson to Richard Henry Lee, 1779. ME 4:298, Papers 2:298

"Historically, the United States has been a hard money country. Only [since 1913] has the United States operated on a fiat money system. During this period, paper money has depreciated over 87%. During the preceding 140 year period, the hard currency of the United States had actually maintained its value. Wholesale prices in 1913 ... were the same as in 1787." -- Kenneth Gerbino, former chairman of the American Economic Council
"We make money the old fashioned way. We print it." -- Art Rolnick, former Chief Economist, Minneapolis Federal Reserve Bank

"Paper money has had the effect in your state that it will ever have, to ruin commerce, oppress the honest, and open the door to every species of fraud and injustice." -- George Washington, in a letter to J. Bowen, Rhode Island, Jan. 9, 1787
"Of all contrivances for cheating the laboring classes of mankind, none has been more effective than that which deludes them with paper money." -- Daniel Webster"
"I see in the near future a crisis approaching. It unnerves me and causes me to tremble for the safety of my country ... the Money Power of the country will endeavor to prolong its reign by working upon the prejudices of the people, until the wealth is aggregated in a few hands and the Republic is destroyed." -- Abraham Lincoln, just after the passage of the National Banking Act of 1863

"All the perplexities, confusion and distress in America rise, not from defects in their Constitution or Confederation, not from want of honor or virtue, so much as from downright ignorance of the nature of coin, credit and circulation." -- John Adams, in a letter to Thomas Jefferson in 1787
"Paper money eventually returns to its intrinsic value - zero." -- Voltaire (1694-1778)
"If the American people ever allow private banks to control the issue of their currency, first by inflation and then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children will wake up homeless on the continent their fathers conquered." -- Thomas Jefferson in 1802 in a letter to then Secretary of the Treasury, Albert Gallatin

The value of paper money is precisely the value of a politician's promise, as high or low as you put that; the value of gold is protected by the inability of politicians to manufacture it. -- Sir William Rees-Mogg

The monetary managers are fond of telling us that they have substituted 'responsible money management' for the gold standard. But there is no historic record of responsible paper money management ... The record taken as a whole is one of hyperinflation, devaluation and monetary chaos. -- Henry Hazlitt

"The creation of money exclusively as debt is the critical, destabilizing flaw in the American Economy". -- author Theodore R. Thoren explains The Truth In Money Book.
"The decrease in purchasing power incurred by holders of money due to inflation imparts gains to the issuers of money ... ." -- St. Louis Federal Reserve Bank in "Review", Nov. 1975
"You have to choose [as a voter] between trusting to the natural stability of gold and the natural stability of the honesty and intelligence of the members of the Government. And, with due respect for these gentlemen, I advise you, as long as the Capitalist system lasts, to vote for gold." -- George Bernard Shaw

"Without the confidence factor, many believe a paper money system is liable to collapse eventually." -- Federal Reserve Bank of Philadelphia in "Gold"
"Whoever controls the volume of money in any country is absolute master of all industry and commerce." -- President James A. Garfield
"Those who create and issue money and credit direct the policies of government and hold in the hollow of their hands the destiny of the people." -- Rt. Hon. Reginald McKenna, former Chancellor of Exchequer, England

"If Congress has the right under the Constitution to issue paper money, it was given to be used by themselves, not to be delegated to individuals or corporations." -- Andrew Jackson

QUOTES ON FISCAL AND MONETARY POLICY:

"The budget should be balanced, the treasury should be refilled and the pubic debt should be reduced. The arrogance of public officialdom should be tempered and controlled. And the assistance to foreign lands should be curtailed, lest we become bankrupt." -- Cicero, 63 B.C.
"Inflation has now been institutionalized at a fairly constant 5% per year. This has been scientifically determined to be the optimum level for generating the most revenue without causing public alarm. A 5% devaluation applies, not only to the money earned this year, but to all that is left over from previous years. At the end of the first year, a dollar is worth 95 cents. At the end of the second year, the 95 cents is reduced again by 5%, leaving its worth at 90 cents, and so on. By the time a person has worked 20 years, the government will have confiscated 64% of every dollar he saved over those years. By the time he has worked 45 years, the hidden tax will be 90%. The government will take virtually everything a person saves over a lifetime." -- G. Edward Griffin, historian and author of "The Creature From Jekyll Island"

"By a continuing process of inflation, governments can confiscate, secretly and unobserved, an important part of the wealth of their citizens. There is no subtler, no surer means of overturning the existing basis of society than to debauch the currency. The process engages all the hidden forces of economic law on the side of destruction, and does it in a manner which not one man in a million is able to diagnose ... If, however, a government refrains from regulations and allows matters to take their course, essential commodities soon attain a level of price out of the reach of all but the rich, the worthlessness of the money becomes apparent, and the fraud upon the public can be concealed no longer." -- John Maynard Keynes, economist and author of "The Economic
Consequences Of The Peace" (1920)

"About all a Federal Reserve note can legally do is wipe out one debt and replace it with itself, another debt, a note that promises nothing. If anything's been paid, the payment occurs only in the minds of the parties ...." -- Tupper Saucy, author of "The Miracle On Main Street"
"... the gold standard is incompatible with chronic deficit spending (the hallmark of the welfare state)." -- Greenspan, Alan; "Gold and Economic Freedom", Rand, Ayn; Capitalism: the Unknown Ideal; Signet Books, 1967; pp96-101. See full text in FAME's FedWatch section http://www.fame.org/.

QUOTES ON BANKING:

"I sincerely believe ... that banking establishments are more dangerous than standing armies, and that the principle of spending money to be paid by posterity under the name of funding is but swindling futurity on a large scale." -- Thomas Jefferson to John Taylor, 1816.
"Banks lend by creating credit. They create the means of payment out of nothing." -- Ralph M. Hawtrey, former Secretary of Treasury, England
"Money is the most important subject intellectual persons can investigate and reflect upon. It is so important that our present civilization may collapse unless it is widely understood and its defects remedied very soon." -- Robert H. Hemphill, former credit manager, Federal Reserve Bank of Atlanta

"Bankers own the earth. Take it away from them, but leave them the power to create money and control credit, and with a flick of a pen they will create enough to buy it back." -- Sir Josiah Stamp, former President, Bank of England
"The Founding Fathers of this great land had no difficulty whatsoever understanding the agenda of bankers, and they frequently referred to them and their kind as, quote, "friends of paper money. They hated the Bank of England, in particular, and felt that even were we successful in winning our independence from England and King George, we could never truly be a nation of freemen, unless we had an honest money system. Through ignorance, but moreover, because of apathy, a small, but wealthy, clique of power brokers have robbed us of our Rights and Liberties, and we are being raped of our wealth. We are paying the price for the near-comatose levels of complacency by our parents, and only God knows what might become of our children, should we not work diligently to shake this country from its slumber! Many a nation has lost its freedom at the end of a gun barrel, but here in America, we just decided to hand it over voluntarily. Worse yet, we paid for the tyranny and usurpation out of our own pockets with "voluntary" tax contributions and the use of a debt-laden fiat currency!." -- Peter Kershaw, author of the 1994 booklet "Economic Solutions"

"The real truth of the matter is, and you and I know, that a financial element in the large centers has owned the government of the U.S. since the days of Andrew Jackson. History depicts Andrew Jackson as the last truly honorable and incorruptible American president." -- President Franklin Delano Roosevelt, November 23, 1933 in a letter to Colonel Edward Mandell House
"The truly unique power of a central bank, after all, is the power to create money, and ultimately the power to create is the power to destroy." -- Pringle, Robert; and Deane, Marjorie: The Central Banks; Viking, 1994, page viii.

"When you or I write a check there must be sufficient funds in our account to cover that check, but when the Federal Reserve writes a check, it is creating money." -- Boston Federal Reserve Bank in a publication titled "Putting It Simply"

"Some people think the Federal Reserve Banks are U.S. government institutions. They are not ... they are private credit monopolies which prey upon the people of the U.S. for the benefit of themselves and their foreign and domestic swindlers, and rich and predatory money lenders. The sack of the United States by the Fed is the greatest crime in history. Every effort has been made by the Fed to conceal its powers, but the truth is the Fed has usurped the government. It controls everything here and it controls all our foreign relations. It makes and breaks governments at will." -- Congressman Charles McFadden, Chairman, House Banking and Currency Committee,

June 10, 1932
".. we conclude that the [Federal] Reserve Banks are not federal ... but are independent, privately owned and locally controlled corporations ... without day to day direction from the federal government.." -- 9th Circuit Court in Lewis vs. United States, June 24, 1982
"... You are a den of vipers and thieves. I intend to rout you out, and by the grace of the Eternal God, I will rout you out." -- President Andrew Jackson, upon evicting a delegation of international bankers from the Oval Office
"Give me control over a nation's currency and I care not who makes its laws." -- Baron M.A. Rothschild (1744 - 1812)

Submitted by: Regis Sauger (Submitter does not make any claims as to having any input or credits for above quotes which are considered available to the public under the Freedom of Information Act.)

Regis Sauger is a licensed Mortgage Broker in Florida, an author, lecturer on credit awareness. He has conducted seminars for underwriters, attorneys, mortgage lenders, realtors and the general public. www.yurcredit.com

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Effective Online Christmas Shopping Tips

It was 365 days ago when we had our unparalleled laughter, when we last received funny gifts from our friends and loved ones, when we last embraced our childhood friends and when we last attended numerous parties in our village. In a few days, the most celebrated festivity is about to happen again. Yes, Christmas is fast approaching! Brace yourself for another exceptional yet tiresome festivity.

Christmas makes us aware of our obligation to our fellowmen and above all to our faith to the Savior, Jesus Christ. It is the time for unselfish sharing of blessings we receive for the entire year. Giving gifts is one of the holiday's activities that we give much time to. In connection with gift giving, another stressful activity that we tend to do during holiday season is Christmas Shopping. It is definitely one of the major Christmas activities as everybody seems to prepare gifts to their families, friends and relatives. However, Christmas Shopping as I have said earlier gives us so much stress. It is also time consuming because we devote hours in choosing what's best for our love ones. Whenever we give gift, we tend to be very selective. This is because we want the receiver to appreciate all the details of our gifts. From simple Christmas cards, to colorful shirts, to personalized items, we always want them perfect. Being choosy for the gift items escalates our stress.

But don't you know that you can still be choosy for the gift you want without leaving your home? Yes, that is exactly true! Nowadays, you can conveniently do shopping while doing your household chores or while you are leisurely sitting in your favorite sofa bed in your own houses. Thanks to technological advancement, we can now do shopping worldwide through online shopping. Internet has changed the shopping styles of people. In fact more people are now into online shopping as it lessens expenses and of course, stress and not to mention its advantage of favorably shopping directly from your own home. In fact, online stores offer the same basic services just like what we customarily observe in malls and department stores. If you want a shopping cart, online store can provide it for you, you only have to click the image of a push cart and fill it in with the images of the products that you want to purchase. Isn't it very convenient?

We have prepared numerous practical Christmas online shopping tips for you. If you have not yet tried online shopping, these tips can be of great help to you.

Online Christmas Shopping Tip #1: Just simply prepare everything you want to buy.

To start your online shopping, it is proper to prepare a list of your shopping needs. This will not only saves time but will help your online shopping easy as possible. If you are unprepared, chances are, you will forget some important items you want to place on your online push cart. In addition, you can also shop around from one online store to another; this will help you compare better products and its prices. The idea of having a prepared list of items can also save a lot of money for shipping, because most online stores offer discounted or even free shipping of items.

Online Christmas Shopping Tip #2: Early shopper usually gets the best products.

Just like other shoppers, we always want to buy the best products. Both online and department stores have saleable products, which can be easily sold out, so if you want to grab the best online products from your favorite online store, shop early. You may begin your online shopping for the purpose of searching for the best items, let's say, early September. For three months of looking for the best ones, you cannot be wronged for the prefect gifts you want to give. Just remember that online shopping is the same as physical shopping, some displayed items can be sold out immediately.

Online Christmas Shopping Tip #3: Be a vigilant shopper. Shop Safe.

Be aware that online shopping can be very risky. Online stores usually ask for your credit or debit card or even banking information, as mode of payments. So when you are shopping online, always examine the credibility of the websites. Be sure the website is secured and products are in good conditions. It is also important to read product reviews, if available and if you really care for your money, try to read the terms and conditions of the website, and its policy as well. Trust website that give enough care for your financial safety.

Online Christmas Shopping Tip #4: Let online store do the wrapping.

As I have always said, Christmas seems to be a time when almost all are busy. So, if after doing your online shopping, you do not still have time for gift wrapping, you can also ask the online store where you buy your items to do the wrapping for you. Online stores usually have extra services such as wrapping that require only a small fee for their additional service. You will be asked if you want your purchased items be gift wrapped and if you want them to be wrapped you will be redirected to options of bows and wrapper designs.

Online Christmas Shopping Tip #5: Check Delivery Dates.

It would be very disappointing if your ordered items arrive after Christmas. So, when placing your order, please focus on the possible delivery dates. If possible, ask a waiver or written agreement that your ordered items will arrive at expected date. In addition, ask for the complete information of the Shipping Company and if you have still time, research for its advantage and credibility. You ordered items can be delayed if the shipping company has negative delivery feedbacks. Remember that during holiday seasons, shipping companies are also busy, and it would impossible for them to deliver all the items all at once. To be sure, you decide for a delivery date and if possible make it earlier that your expected date of arrival.

Online Christmas Shopping Tip #6: How about sending Christmas Cards?

With so many products to choose from as your gifts to your families and friends, sending Christmas cards are sometimes disregarded. Perhaps, for a long time you have not anymore experienced reading a well-written personalized message of someone special to you through Christmas cards. Well, of course, you cannot explain the feelings while reading those Christmas cards' messages. Don't you know that there are still some fellows who love to receive Christmas cards, especially the traditional ones? Well, you can find them too in some online stores. Do you want a digital Christmas cards or do you prefer the plain and traditional Christmas cards? Well, all of these can be delivered to your "inbox" and mailbox. This service, of course, needs a small payment for the service.

For your great source of best Christmas gift ideas this season - click here!

If you want to know more about Affordable and Ideal Watches and other giftable items for this season, visit this site ---> Best Christmas Gift Ideas.

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Useful Money Saving Tips For Halloween Shopping

This Halloween holiday can get expensive with the average person spending about $86 on Halloween supplies such as costumes, decorations, candy and greeting cards, etc. Nowadays Halloween is becoming a major holiday, requiring imaginative costumes for both adults and children. Costumes are usually worn at theme parties or during the most widely celebrated Halloween season. Every body in the party wants to look great and unique, just like you want to. One thing can be sure that you can still make your children's costumes, but there were fewer and fewer busy parents have enough time for that anymore. As Halloween creeps up on Christmas and Valentine's Day as the most expensive holiday of the year, here we list some of the tips that can be help to save you terrifying amounts of money during this Halloween night.

1. Choose Your Unique Costumes
If you want to buy costumes for this Halloween holiday, then you can use the Internet and you will be amazed to find the entire range of fancy costumes displayed right on your computer. You will easily find a lots of costumes like Batman, Superman, Arabian, Hawaiian costumes and a huge variety of Halloween costumes like Sassy Vampiress, Kandy Korn witch, Harry Porter costumes for kids, Devil costumes, etc. Also, you will find lots of online stores that display fancy costumes to dress up for this Halloween party. Here are some other popular costume ideas of this coming Halloween: Watchmen, Wolverine, Star Trek, Terminator Salvation, Transformers and Harry Potter, etc. You can choose your favorite styles and make you look great and unique!

2. Coupons will be one your money saving secrets!
Halloween was once a low-budget holiday. Many Families made treats such as popcorn balls and taffy apples, made costumes out of old bed sheets, and made their own decorations. That was then. Now it's a major holiday and it is becoming the second only to Christmas, in terms of holiday spending and planning. Most people would really be surprised at how much they are going to save and they don't take the time to do it, but it's nothing. Nowadays almost every large costume product manufacture runs its own online stores where you can visit and sign up for newsletters. Once you register, the companies will send you the online coupons and promotions events schedules via email or postal mail on a regular basis. These coupons can be very helpful on your bill savings! You can use the online coupons at the checkout page to save your money, such as $15 off when you spend $75 or more, 10% off your orders over $60 and free shipping offers, use kohls coupon codes to take 20% Off Kids & Baby Halloween Costumes, etc. You can also try to buy early or buy late to get the best deals on candy, costumes and decorations. The day after Halloween, buy decorations and costumes for next year.

Give some of these a try, and avoid scaring the bejesus out of your budget this year.

CouponSmarter.com provides the latest and daily updated promo codes and VoucherSmarter.co.uk is one of the UK leading discount voucher codes websites.

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Summer Jobs For Teenagers - Is It Too Late To Find A Good Summer Job?

It seems that each summer - around May - at least one article comes out painting a less-than-optimistic view for summer jobs for teenagers. This year is no exception. But should teens
completely believe the statistics and the dire forecasts?

Nope. And here's why.

Surveys and statistics

The basis for a number of the articles is that Snagajob.com did a survey of 1,100 hiring managers
recently. These managers are responsible for hiring summer help - and almost half of them do not
anticipate hiring any summer help. The other half of the jobs will be filled largely by returning
summer employees leaving about one-third of the positions for everyone else to fight over.

Yikes! That seems pretty depressing - and defeating before you even get your first application handed
in.

But there are some things that surveys can't tell you. And these could be the very things that are
the most important in your summer job search.

The Summer Teen Job Search: Get Creative

The managers in the survey may very well hire at one of the places you would like to work this summer.

But probably not all of them. Eleven hundred sounds like a lot. And it is a good survey number to
get a general pulse of a trend. But it cannot cover every town or every employer - especially the
smaller employers and seasonal businesses that may rely solely on summer help to get through the peak demands of the summer months.

As with any job search, summer jobs for teenagers can be the easiest to find when you look in your own town and focus on some key areas.

• The local pool, water park or amusement park. These are seasonal businesses that are not even open during other times of the year. They have to hire seasonal help to staff their businesses. And while they may have a number of returning employees, there are always opportunities for new staff members.
• Landscaping and lawn care. Lots of people love to have a great lawn and landscaping but just cannot find the time to do it themselves. Lawn care businesses fit the bill. And the demand for their services increases dramatically when the final frost has come and gone. They may new customers throughout the season and continue to hire into summer.
• Gardening centers. Whether attached to a local Home Depot or Wal-Mart or as a nearby nursery, demand for these plant-it-yourself centers is highest in late spring but continues throughout the summer into the fall. Some even set up mini-locations that are temporary and have to completely staff that separate location.
• Local retailers that need summer "fill-in" help. Local (non-chain) stores are often overlooked by teens looking for summer jobs because of their size. But even these stores can need seasonal help - either due to increased demand or simply because the other employees are going on vacation. Having some qualified, dependable help to fill those gaps can be a win-win situation.

The key is to get creative in your list of possible employers. Do not get fixated on that "perfect
job" only to find that it just is not available. No job is so perfect that you give up on all other
options. Of course, you should also not include employers on your list where you know you will not
like the job. For example, do not include lawn care and garden centers if your allergies are going to
kill you for the entire summer.

Once you have the employers in line, get started applying. Remember that summer teen jobs may be
seasonal or temporary, but that does not mean that they are really any different than other jobs when
it comes to the basics of a job search process. Conduct your application process seriously. Go to
employers with a resume in hand and dressed as if you were interviewing. You may land (or lose) a job with that initial impression - make it a good one. And if you do have an interview, be sure to
follow-up with a handwritten thank you note. Yes, it still matters.

Jennifer Peek is an CPA and mother of two. She writes about all aspects of kids and money at her website http://www.money-and-kids.com

Get more information on teen summer jobs at http://www.money-and-kids.com/summer-jobs-for-teenagers.html

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How Paid Surveys Can Get You Summer Cash

Summer is nearly here and nearly everybody is looking for some extra cash. Whether you need extra money for a new bathing suit, outdoor summer fun, or a well-deserved vacation, there are very few people who could not benefit from a little extra income.

So, where can you grab some extra income on a tight schedule? What can you do when you really cannot manage another job, or just simply do not to want to leave your kids with yet another babysitter? The easy answer is, you can make extra money anytime, anywhere taking Paid Surveys-- and all you need is a computer.

Paid Surveys are a great way to earn extra money. You sign up for a few survey companies, complete their profiles to identify your demographic, and they send surveys right to your email inbox. You can even do it at 3 AM in your pajamas. Here's how you can get started:

1. Find the Survey Companies -- you can find find them by searching online for a paid survey companies list, or by visiting forums and asking around. You do not have to pay for a list, either, so be careful when looking in search engines. You should be able to find all the information you need for free.
2. Sign up and Register -- when you register for survey companies, be sure to comply with their request for your profile information. This can be a bit time consuming initially, but you only have to do it once. Survey companies only do this to match their survey takers with the right surveys. They are going to be paying you, so it makes sense just to follow their simple requests, which will likely lead to more survey opportunities in the long run.
3. Respond Promptly -- when you receive a survey opportunity respond promptly. They only need a certain number of people for each demographic, and this changes with the need of the sponsoring company, so if you wait too long it just might be closed. Responding right away ensures the best odds of the survey still being open for respondents in your category.

Do those three things and you can be on your way to earning extra income and summer cash. Keep in mind that some companies only offer gift cards for their points, but do not discount those. Those companies can be some of the most favorable when it comes to payment. You can get gift cards for stuff you are going to be using anyway, so it is the same as cash to me! All in all, you should be able to find several survey companies that you are comfortable with and what works for you.

If you would like to earn some extra cash, you can get your Free Paid Surveys List and complimentary money-making e-courses, by clicking here.

C.D. Watson is the author of this article and provides information and vision for those beginning their online money-making journey. She has written several hundred articles and earns a living making money online. If you'd like a cost-free start to earning money online, you can start by getting your Free Paid Survey List above, or visit the website: http://www.freesurveycenter.com

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